For questions about your medical benefits, call the UFCW Health & Wellness Fund: (866) 796-7623
Eligibility varies, but a typical member will reach Level 1 after 6 months of employment.
Individual deductible: $400
Family deductible: $800
Individual out-of-pocket max: $3,900
Family out-of-pocket max: $7,800
Copays range from $10 – $35 for most common visits to doctor’s offices.
Benfits paid at 80% for qualifying services.* After meeting annual maximum, benefits paid at 100%.
Generic: $10
Brand Name: $20
Not eligible. However, many services are offered at a discount with Access Dental and Bright Now! Dental.
Not eligible
Member only: $7
Member & dependent children*: $12
If eligibility criteria is met, a spouse can be covered at a cost of $545 monthly.
Eligibility varies, but a typical member will reach Level 2 after 24 months of level 1.
Individual deductible: $400
Family deductible: $800
Individual out-of-pocket max: BCBS $3,400 | Kaiser $3,000
Family out-of-pocket max: BCBS $6,800 | Kaiser $6000
Copays range from $10 – $35 for most common visits to doctor’s offices.
Benfits paid at 80% for qualifying services.* After meeting annual maximum, benefits paid at 100%.
Generic: $10
Brand Name: $20
Dental services are covered on a fee schedule with a $2000 maximum per person. Alternatively, you may choose Willamette Dental with no annual maximum, copays depend on service type. Some dentists take the fee schedule as payment in full; contact the Trust to determine which ones.
Not eligible
Member only: $10
Member & dependent children*: $15
Member & spouse*: $20
Member & family*: $25
Eligibility varies, but a typical member will reach Level 3 after 24 months of level 2.
Individual deductible: $300
Family deductible: $600
Individual out-of-pocket max: BCBS $3,300 | Kaiser $3,000
Family out-of-pocket max: BCBS $6,600 | Kaiser $6000
Copays range from $10 – $35 for most common visits to doctor’s offices.
Benfits paid at 85% for qualifying services.* After meeting annual maximum, benefits paid at 100%.
Generic: $10
Brand Name: $20
Dental services are covered on a fee schedule with a $2000 maximum per person. Alternatively, you may choose Willamette Dental with no annual maximum, copays depend on service type. Some dentists take the fee schedule as payment in full; contact the Trust to determine which ones.
Vision benefits provided through VSP Vision Care.
Member only: $10
Member & dependent children*: $15
Member & spouse*: $20
Member & family*: $25
Your Union negotiates healthcare benefits through your employer which is administered through the Union Trust office and other third parties. For your healthcare, at Level 1, you have access to Blue Cross & Blue Shield (BCBS); at Level 2 you have the option to switch to Kaiser Permanente if you live in Kaiser Permanente’s service area which extends from Eugene, Oregon to Longview, Washington. You get full access to dental care at Level 2, and vision benefits at Level 3.
* Qualifying services may include office costs after copay; diagnostic radiology and lab test; surgery; emergency services ($100 co-pay waived if admitted to a hospital on an inpatient basis); inpatient stay including maternity, surgery, and rehabilitation; and outpatient services including surgery, diagnostic radiology, and lab.
** If you are newly organized, your seniority will count towards your eligibility levels.
This is for your reference only, does not necessarily reflect coverage, and is not a guarantee of benefits. Please contact your provider to confirm eligibility and benefits prior to receiving service.
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