Eligibility varies, but a typical member will reach Level 1 after 6 months of employment.
Individual deductible: $400
Family deductible: $800
Individual out-of-pocket max: $3,900
Family out-of-pocket max: $7,800
Copays range from $10 – $35 for most common visits to doctor’s offices.
Benfits paid at 80% for qualifying services.* After meeting annual maximum, benefits paid at 100%.
Brand Name: $20
Not eligible. However, many services are offered at a discount with Access Dental and Bright Now! Dental.
Member only: $7
Member & dependent children*: $12
If eligibility criteria is met, a spouse can be covered at a cost of $545 monthly.
Your Union negotiates healthcare benefits through your employer which is administered through the Union Trust office and other third parties. For your healthcare, at Level 1, you have access to Blue Cross & Blue Shield (BCBS); at Level 2 you have the option to switch to Kaiser Permanente if you live in Kaiser Permanente’s service area which extends from Eugene, Oregon to Longview, Washington. You get full access to dental care at Level 2, and vision benefits at Level 3.
* Qualifying services may include office costs after copay; diagnostic radiology and lab test; surgery; emergency services ($100 co-pay waived if admitted to a hospital on an inpatient basis); inpatient stay including maternity, surgery, and rehabilitation; and outpatient services including surgery, diagnostic radiology, and lab.
** If you are newly organized, your seniority will count towards your eligibility levels.
This is for your reference only, does not necessarily reflect coverage, and is not a guarantee of benefits. Please contact your provider to confirm eligibility and benefits prior to receiving service.